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How Much Is Your Auto Accident Compensation Worth? Damages resulting from car accidents are designed to compensate victims for their losses. Some of these include the costs of property damage and medical bills, whereas others are not economic, like suffering and pain. In New York, you have up to three years to take legal action after an accident, but waiting too long can harm your case. Over time, evidence can be lost or destroyed, witnesses could forget important details. Damages In the event of a car crash, victims can receive compensation for economic losses such as medical bills or lost wages. Additionally, they may be compensated for non-economic damages, such as suffering and pain. The amount you will receive is contingent on how serious your injuries are and the impact they'll have on your life. A skilled auto accident lawyer will help you determine the worth of your injuries and damage to property, and then negotiate an equitable settlement with the insurance company. Insurance companies are in the business to make money. They will do all they can to pay your claim as inexpensively as possible. You need an attorney who is able to fight for the highest amount of money that you are entitled to. You can also seek compensation if you own personal items damaged in the accident. Clothing, shoes, and jewelry are all included. You may also receive compensation for costs related to household chores, gardening or childcare, if you are unable to do these tasks because of injuries. Your deductible can also be a part of the equation when determining how the value of your claim will be. You'll need to pay your deductible before the insurance company will begin to cover your losses. You can then make a claim against the driver who is at fault in order to recover any remaining sums of your losses. Medical bills Medical bills resulting of a car crash could quickly add up. The average cost for an ambulance ride, hospital stay and inpatient treatment can amount to hundreds of thousands of dollars or more. The cost of prescription medications, physical therapy, and other therapies can rise as the accident victim recovers. When an individual driver is found to be at fault in a lawsuit they are responsible for paying the victim's damages, including medical costs. The law doesn't require that the at-fault driver be responsible the medical expenses of their victim on a regular basis. If you don't reside in the state of no-fault the first step for receiving compensation for medical bills is to apply for PIP coverage (personal injury protection). Based on the policy limits the coverage may be sufficient to cover all or a portion of your medical expenses. You should also file a claim with the insurance company of the driver at fault for any liability insurance they carry, as well as the uninsured motorist coverage on your personal car policy. These insurance policies may reimburse your medical expenses but they typically come with deductibles and other conditions that you must adhere to. A lawyer with experience can guide you through the process of obtaining medical bills paid. auto accident lawsuit brooklyn park will avoid having to spend your income on medical treatment and will allow you to concentrate on recovering. Lost wages Car accidents can result in you being unable to work. This can result in you being without a paycheck and struggling to pay your bills. You could be required to take out loans from family members or friends. It could take a long time to settle your case. In the meantime, you must continue to pay your bills from your own pocket and wait for the settlement. You may be able to recover lost wages if you've been injured in a car crash. This could include salary and hourly wages, but it can also include other financial benefits such bonuses and raises. Your lawyer can determine the exact amount of lost earnings. You can submit a claim for lost wages through a non-fault insurance company or a lawsuit against the at-fault party. The claim typically involves the cost of your medical bills, proof that you were unable to work due to injuries, and proof of your loss of earning capacity. This is often described as demand package. You'll need a letter from your employer providing proof of your employment, which includes the days you were off due to injuries and the hours you work normally. You'll need your paystubs and tax documents and other relevant documents. Your attorney can help you in obtaining these documents and making a compelling request to present to the insurance company or judge in your case. Suffering and pain Certain expenses incurred in accidents can be calculated down to the penny, for example, medical bills, emergency services and surgeries, medication, lost wages, etc. But others aren't. These damages that are not quantifiable are known as pain and suffering and are an important part in a victim's compensation claim. The emotional and physical consequences of an accident can be as a result of suffering and pain. The injuries suffered by a victim can have a lasting effect on their lives and cause permanent disabilities or even death. A person who suffers a severe head injury, for example is likely to never be in a position to work or perform normally. These kinds of injuries usually need a substantial settlement. In the majority of cases, the amount and suffering a victim experiences is determined by the severity of the injury and the impact it had on their life. An experienced attorney will research the specifics of your case and determine an appropriate amount for settlement. They will utilize previous settlement amounts for similar injuries as a guide to give you an idea of how much your case might be worth in terms of pain and suffering. Unfortunately, insurance companies often try to deflect victims with claims of pain and suffering by claiming that their emotional or physical injuries aren't severe enough. A skilled lawyer will rebuff these tactics and negotiate with the insurer on your behalf to ensure you get an appropriate settlement.